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This channel is designed to educate, motivate, entertain and inspire. Basically, our content is “all the sh*t they didn’t teach us in school”. Born from the success of the “The Loan Officer Podcast”, this channel gives me, Dustin Owen (DO), the platform to teach everything I have been fortunate to learn about business, sales, the mortgage industry, personal finance, entrepreneurship, real estate investing plus so much more - All because in 2004 I switched careers and became a mortgage loan originator (Loan Officer). The stories told and lessons taught come from my 20+ year career which has been filled with crazy amounts of success and even more inevitable failures. Our mission is to invite you into the room where it happens. We strive to teach you how to create opportunities even when it can be a struggle to get your foot in the door. While there is content geared specifically towards mortgage professionals, the majority of what we produce will encapsulate the world of personal finance, sales training, real estate investing best practices, homebuying tips, business advice and just about anything else “adults” are supposed to know.
Episodes
Friday Feb 02, 2024
Episode 407: The Missing Math Behind Ramsey's Money Rules on Housing
Friday Feb 02, 2024
Friday Feb 02, 2024
D.O. takes a thoughtful look at the math and assumptions behind some of Dave Ramsey's most well-known rules of thumb around buying a house. While Ramsey has undoubtedly helped millions gain control of their finances, parts of his housing guidance rely on now-outdated economic factors that many listeners may not be aware of.
By breaking down the numbers in detail, our goal is to start a reasonable debate on how Ramsey's widely adopted recommendations hold up in our ever-changing market. We discuss how everything from home prices to interest rates challenge rules like the 25% down payment mandate, and explore alternatives for those struggling to save enough under Ramsey's framework.
Regardless of where you stand, we welcome a civil discussion around what everyday Americans truly face on the path to homeownership. Our hope is that this episode spurs an updated and inclusive money dialogue rather than soapbox speeches, acknowledging the nuances people see today that Ramsey's blanket formulas often miss.
Please subscribe and share your perspective after listening!
👂🎙️ www.TLOPonline.com for MORE CONTENT!
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